Terms & Conditions

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing or using the website at cesef-funding.com and any services offered by Cesef Funding LLC ("we," "us," or "our"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

2. Services

Cesef Funding LLC is a direct business lender offering financial products including working capital loans, equipment financing, revenue-based financing, business term loans, and business lines of credit. All funding is subject to credit approval and underwriting review. We reserve the right to modify, suspend, or discontinue any service at any time without notice.

3. Eligibility

To use our services, you must be at least 18 years of age, a legal resident of the United States, and authorized to act on behalf of the business entity applying for funding. You represent that all information provided to us is accurate and complete.

4. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You shall not:

5. SMS Terms & Conditions

By opting in to receive SMS or text messages from Cesef Funding LLC, you agree to the following terms:

  • You consent to receive text messages from Cesef Funding LLC sent via an automatic telephone dialing system (ATDS), including promotional and customer care messages. Messages may include information regarding your funding application, account updates, reminders, and promotional communications.
  • Message frequency may vary based on your account activity, application status, and interactions with our services.
  • Message and data rates may apply. You are responsible for any charges from your mobile carrier related to receiving text messages.
  • You may opt out at any time by replying STOP to any message. You will receive a one-time confirmation that you have been unsubscribed.
  • For help or questions, reply HELP to any message, or contact us at joseph@cesef-funding.com.
  • Consent is NOT a condition of purchase of any goods or services. You may apply for and receive funding without opting in to SMS communications.

We will not sell, rent, or share your mobile phone number or SMS opt-in data with third parties for their marketing purposes.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Cesef Funding LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, Cesef Funding LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount you have paid to us in the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Cesef Funding LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorney's fees) arising from your use of the website, violation of these Terms, or infringement of any third-party rights.

10. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Kings County, New York.

11. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective when posted on this page with an updated "Last Updated" date. Your continued use of our website after any changes constitutes your acceptance of the revised terms.

12. Contact Us

If you have questions about these Terms & Conditions, please contact us:

Cesef Funding LLC
714 Avenue T, Brooklyn, NY 11223
Email: joseph@cesef-funding.com